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The Map Is Not The Territory: Knowing Your Limits
The true value comes from helping clients actually navigate the territory, not just handing them a map. A real financial planner can help you uncover what your actual values are. Maybe you want to retire at 65. Why? Is it because you hate your job? Or want to spend more time with your family? Regardless of the reason, uncovering the value behind the goal is where the real value in financial planning lies.

Jonathan Harner, CFP®
4 days ago


Which Comes First? How To Decide Between Debt, College, Retirement, Etc.
True financial planning aligns your money with your values, balancing debt, savings, and goals to build a future that reflects what matters most.


How to Destroy Your Financial Plan, Part 3: Lost in the Woods
Many financial plans slowly unravel as people stray from their path, lost in the woods of conflicting advice and doubt.

Jonathan Harner, CFP®
Jun 26


How to Destroy Your Financial Plan Part 2: The Explosion
Trying to save a few bucks can cost you everything, like carrying all the grocery bags at once, one rip and your whole plan can fall apart.

Jonathan Harner, CFP®
Jun 19


How to Destroy Your Financial Plan: Part 1... Entropy
Financial entropy is real. Like everything else in life, your plan gradually goes from more order to less order. And it doesn’t care.

Jonathan Harner, CFP®
Jun 12


Your 401(k) Is Not a Plan: Why a pile of money is not a retirement strategy.
A pile of money isn’t a plan. True retirement readiness comes from a strategy—one that aligns savings, spending, taxes, and real-life goals.

Jonathan Harner, CFP®
May 29


When "Saving Money" May Be the Most Expensive Option
Some expenses are visible. Others are silent. But both are real. The cost of omission is like rust... slow, silent, and destructive.

Jonathan Harner, CFP®
May 22


What You Should Pay Attention To
Watching your portfolio returns without context is like staring at your speedometer without watching the road—you risk crashing without knowing where you're going.

Jonathan Harner, CFP®
May 15


Can I Fund Retirement with Less to Buy a House?
There’s no right answer, only tradeoffs. Choosing between a new home and retirement savings comes down to knowing your numbers and values.


Invest Early Because Regret Only Comes In One Flavor: Bitter
Avoid the bitterness of regret. Invest early, invest consistently, and let time and compounding do the heavy lifting for your financial future.

Jonathan Harner, CFP®
Apr 24


Risk vs. Volatility: Understanding the Difference Can Save Your Retirement
Understanding the critical difference between risk and volatility can change your investing perspective, and ultimately protect your retirement dreams. Diversification shields you from genuine risk, while embracing volatility and staying invested through ups and downs positions you for long-term success.

Jonathan Harner, CFP®
Apr 17


Memo to Clients: Navigating Market Uncertainty Amid Tariffs
Markets hate uncertainty above all else, and tariffs are a wrench in the global economy. But companies adapt, market corrections are common, and diversification provides stability. Volatility is the price of long-term wealth creation. Stay the course, we’ve weathered storms before and come out stronger. You don’t have to go through this alone.

Jonathan Harner, CFP®
Apr 11


How to Start Your Year with Purpose and Financial Clarity: Part 2
Align your values, goals, and cash flow to build lasting momentum. Simplify financial decisions with expert guidance this year.

Jonathan Harner, CFP®
Jan 22


Fee-Only, Fiduciary: What Does It Actually Mean?
Discover what 'fee-only' and 'fiduciary' mean, and why choosing the right financial advisor can secure your financial future.

Jonathan Harner, CFP®
Dec 13, 2024


Our Investing Principles
Our 7 investing principles that focus on objective planning, long-term success, and expecting volatility without the usual boring jargon.

Jonathan Harner, CFP®
Oct 29, 2024


Pennies into Power: Mastering Small Business Finances
As a small business ourselves, one of our specialties at Wichita Wealth is helping small business owners navigate these complexities.

Jonathan Harner, CFP®
Jul 31, 2024


Retired Professionals: Make These Years Your Best Years
How to make your golden years more enjoyable with our approach to wealth management.

Jonathan Harner, CFP®
Jul 30, 2024


Tax Planning for a Secure Retirement
Professional tax planning for a secure retirement helps maximize income, minimize taxes, and stay ahead of tax laws with expert strategies.

Jonathan Harner, CFP®
Jul 29, 2024


Retirement Planning
Find peace of mind with a good retirement plan. This requires careful planning, expert guidance, and a commitment to improvement.

Jonathan Harner, CFP®
Jul 24, 2024
Let’s Make Smart Decisions, Together.
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