Jonathan Harner, CFP®

Avoid the bitterness of regret. Invest early, invest consistently, and let time and compounding do the heavy lifting for your financial future.

Understanding the critical difference between risk and volatility can change your investing perspective, and ultimately protect your retirement dreams. Diversification shields you from genuine risk, while embracing volatility and staying invested through ups and downs positions you for long-term success.

Markets hate uncertainty above all else, and tariffs are a wrench in the global economy. But companies adapt, market corrections are common, and diversification provides stability. Volatility is the price of long-term wealth creation. Stay the course, we’ve weathered storms before and come out stronger. You don’t have to go through this alone.