Services
01 - OUR PROCESS
Wondering if you're on track? Tired of being the only one thinking about your money?
Retirement planning for Wichita households who want a real plan, not a portfolio pitch.
If you've been asking those questions, you're not alone. Most people walk in thinking they have a money problem. You don't. You have a clarity problem.
You have worked hard. You have saved. The math says you are probably fine. The feeling in your gut says maybe not. And now you are being asked to make decisions about retirement, taxes, healthcare, and family at the same time... with conflicting answers from calculators, artificial intelligence, articles, and friends who mean well. But no one has helped you answer the most important question first... what is your money actually for? You don't need more information. You need someone to help you answer it.
There are four layers to the answer.
Life-Changing
Functional
Social Impact
What outlives the money.
Money connected to meaning.
Emotional
Sharing the weight.
The visible work
The Pyramid of Financial & Life Plannning
FIDUCIARY FEE-ONLY FOR THE LONG RUN
The bottom layer is what many firms do and call it planning. Investments, taxes, estate, insurance, retirement, etc. This is incredibly important, but it is just table stakes. If we stopped here, this alone would be worth some multiple of our fee. But the real value is what is further up.
Money connected to meaning. Your goals and values. Plans built around your actual life, not a model portfolio. A relationship that grows deeper over time. Wealth that lets you spend time with the people you love most, doing the things you love most.
That is the value of working with a real financial planner.
02 - FOUR STAGES
How we work together.
The four stages of the True Wealth Process.
Knowing the answer is one thing. Getting there is another. Here's how the work flows.
01
Explore.
The Get Acquainted Meeting.
No pitch. No products. No pressure. We learn your situation. You learn how we work. We decide together whether this is a fit.
02
Engage.
Our first working meeting.
We dig into goals and values. What is your money actually for? What does a good life look like for you? This is where the plan starts being yours, not a template.
03
Envision & Enlighten.
Build, present, refine.
We go deeper into goals and values, then build the plan. Recommendations tied to what matters most to you. The plan is presented and refined together.
04
Empower.
The ongoing partnership.
Two strategy meetings a year. Monthly portfolio work. Year-round access for whatever comes up. Coordination with your CPA, attorney, and insurance providers. Year two and beyond. This is where the relationship compounds.
This is our rhythm. It is what makes us different from every other firm.
Why our clients hire us.
Four reasons. This is what our fee actually buys.
01
You are not a number on a list.
Our firm caps at around 100 clients. When you call, we know your name, your story, and what's going on in your life. No junior advisor on the other end. No B-team. Most firms run 300 to 500 clients and hand you off by year two. We do not.
02
Twelve decisions. One person actually coordinating them.
Most advisors manage portfolios. We manage the decisions around the portfolio. Taxes. Withdrawals. Social Security. Medicare. Spouse scenarios. Retirement timing. They all touch each other. We coordinate them so you do not have to.
03
We do not receive kickbacks.
Fee-only. Fiduciary. No insurance products. No commissioned mutual funds. No referral fees. The advice is the only product. If it is not in your interest, we will not recommend it.
04
We have seen your complexity before.
Whether you are a Textron employee, business owner, or thinking about retirement, this isn't our first rodeo. Healthcare bridges. Roth conversions. Social Security claiming windows. IRMAA brackets. NUA rollovers. RSU vesting timing. Pension versus 401(k). Business owner exits. Equity compensation. The 18 Textron-specific things most advisors miss entirely. We have run all of it. Multiple times. For people in your exact situation.
03 - WHAT MAKES US DIFFERENT
04 - SERVICE OVERVIEW
What gets done across the year.
Twelve months. Not just an annual meeting with a holiday card in between.
The Wichita Wealth Service Calendar
A year-round rhythm.
Two strategy meetings per year. Bi-monthly planning memos. Year-round access.
With you for the long run.
Plus everything that doesn't fit on a calendar. The phone calls. The emails. The questions. The market panics. The life events. Year-round access. No exceptions.
This is why we only work with clients on an ongoing basis. The landscape doesn't sit still. Tax law changes. Markets move. Your life keeps happening. A plan handed to you once is a map of terrain that has already shifted. What you need is a guide in a constantly shifting landscape. Not a static map.
All of this. Here is what you invest to get it.
05 - PRICING
What our fee is.
Two options. No mysteries. No surprises.
There are two ways we can work together. You decide which one fits your needs. The minimum fee is the same for both. The average range is the same for both. The structures are different because what fits a self-manager is different from what fits someone who wants us to handle the day-to-day.
So, here is the question:
Yes
Do you want us to manage your investments?
No
AUM
Keep your accounts where they are.
MINIMUM FEE
$5,000 per year
AVERAGE
$7,500 - $15,000 / year
HOW IT'S BUILT
1.5% on first $1M
1.0% above $1M
All-inclusive.
Plan + management.
We handle all the details.
Flat Fee*
MINIMUM FEE
$5,000 per year
AVERAGE
$7,500 - $15,000 / year
HOW IT'S BUILT
$2,000 base
+ $1,500 per account
+ $400 per service module
+ complexity adjustments
REVIEWED ANNUALLY.
That covers everything in the calendar above. The two strategy meetings. The monthly portfolio work. The bi-monthly memos. The year-round access. The coordination with your CPA, attorney, and insurance providers.
No random invoices. No surprise bills. No hidden costs.
*After your Get Acquainted meeting, we build your specific fee from these components based on your situation and send it to you in writing.
Questions?
Give us a call.
(316) 722-1010
