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Should you use an annuity to cover your basic retirement expenses?
A predictable paycheck can ease retirement anxiety. Before buying one, understand which bills it covers, what it costs, and how much flexibility you’ll retain.

Jonathan Harner, CFP®
4 days ago


Roth Conversions and Medicare IRMAA for Wichita Retirees
Crossing a Medicare income threshold can make a small Roth conversion expensive. See the math before choosing how much to convert.

Jonathan Harner, CFP®
Oct 22


Your Retirement Budget Probably Won’t Look Like Your Current Budget
A retirement budget built from your current spending can look very precise and still be wrong. Your housing, travel, healthcare, family generosity, and daily life may all change after you stop working.

Jonathan Harner, CFP®
Oct 15
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