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Medicare Advantage can work well, but provider networks create a tradeoff that is easy to overlook while you are healthy. Here is what Wichita retirees should consider about doctors, specialists, travel, and the ability to change coverage later.

If you are taking RMDs you don’t need and expect to leave money to your kids, the type of account they inherit can change the tax bill. Here’s why a taxable account can sometimes beat an inherited traditional IRA.

What happens if one spouse needs long term care and the other still has decades of retirement ahead? Here’s what Wichita couples should consider about Medicare, care costs, insurance, family help, and protecting the spouse who remains at home.

Roughly 1 out of every 6 dollars in the Textron Savings Plan sits in the Textron Stock Fund, and most people holding it never chose to buy it. Net unrealized appreciation can change how that stock gets taxed, splitting it into cost basis taxed as ordinary income now and appreciation taxed as a long term capital gain later. The election is permanent, and rolling the shares into an IRA first generally ends it. Here is what has to happen, and when a full rollover is still the be

The market hitting a new high does not automatically mean it is about to crash. Here is how retirees should think about short term money, long term money, and market headlines.

In many couples, one spouse quietly runs the money system. They know where the accounts are, how bills get paid, and who to call. That works fine until illness, death, or incapacity forces the other spouse to learn everything during a crisis.

A good investment can’t fix the wrong portfolio mix. Before Wichita investors near retirement chase another fund or stock, they need to know how much belongs in stocks, bonds, cash, and other assets.

Before you ask whether now is a good time to invest, ask when you need the money. A dollar you need next year and a dollar you need 25 years from now have different jobs to do.

Some investments create value through earnings, rent, interest, or cash flow. Others only work if someone else pays more later. If you’re within 5 years of retirement, knowing the difference matters.