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How to Destroy Your Financial Plan Part 2: The Explosion
Trying to save a few bucks can cost you everything, like carrying all the grocery bags at once, one rip and your whole plan can fall apart.

Jonathan Harner, CFP®
6 days ago


Your 401(k) Is Not a Plan: Why a pile of money is not a retirement strategy.
A pile of money isn’t a plan. True retirement readiness comes from a strategy—one that aligns savings, spending, taxes, and real-life goals.

Jonathan Harner, CFP®
May 29


When "Saving Money" May Be the Most Expensive Option
Some expenses are visible. Others are silent. But both are real. The cost of omission is like rust... slow, silent, and destructive.

Jonathan Harner, CFP®
May 22


What You Should Pay Attention To
Watching your portfolio returns without context is like staring at your speedometer without watching the road—you risk crashing without knowing where you're going.

Jonathan Harner, CFP®
May 15


Invest Early Because Regret Only Comes In One Flavor: Bitter
Avoid the bitterness of regret. Invest early, invest consistently, and let time and compounding do the heavy lifting for your financial future.

Jonathan Harner, CFP®
Apr 24


Risk vs. Volatility: Understanding the Difference Can Save Your Retirement
Understanding the critical difference between risk and volatility can change your investing perspective, and ultimately protect your retirement dreams. Diversification shields you from genuine risk, while embracing volatility and staying invested through ups and downs positions you for long-term success.

Jonathan Harner, CFP®
Apr 17


Memo to Clients: Navigating Market Uncertainty Amid Tariffs
Markets hate uncertainty above all else, and tariffs are a wrench in the global economy. But companies adapt, market corrections are common, and diversification provides stability. Volatility is the price of long-term wealth creation. Stay the course, we’ve weathered storms before and come out stronger. You don’t have to go through this alone.

Jonathan Harner, CFP®
Apr 11


The US Dollar vs Crypto: Understanding the Key Differences
Both crypto and the US dollar rely on trust, but only one has a long history of stability, regulation, and global acceptance.


Beating the S&P 500
A real financial planner aligns your money with your life, not just market returns. Chasing performance isn’t a plan—financial independence

Jonathan Harner, CFP®
Mar 27


Should I Invest in “X” or Not? The Question No One Asks (But Should)
Should I invest in X? If it’s a clear win, go for it. If it’s a disaster waiting to happen, run. Most often? It depends on you.


Stop Waiting: How to Overcome Investment Delays and Start Growing Wealth
Waiting feels safe, but it’s fear in disguise. Time in the market—not timing it—is key to wealth. Start small, start today, and grow!

Jonathan Harner, CFP®
Feb 13


How to Start Your Year with Purpose and Financial Clarity: Part 2
Align your values, goals, and cash flow to build lasting momentum. Simplify financial decisions with expert guidance this year.

Jonathan Harner, CFP®
Jan 22


The Only Two Times to Change Your Investment Strategy: Lessons from 200 Years of Market Wisdom
The only 2 times to change your investment strategy: when your goals shift or your portfolio was flawed. Patience builds true wealth.

Jonathan Harner, CFP®
Dec 18, 2024


Fee-Only, Fiduciary: What Does It Actually Mean?
Discover what 'fee-only' and 'fiduciary' mean, and why choosing the right financial advisor can secure your financial future.

Jonathan Harner, CFP®
Dec 13, 2024


Is a Financial Advisor Worth It? Understanding the True Value of Financial Planning
Discover the value of real financial planning with holistic advice on taxes, cash flow, risk, and more.

Jonathan Harner, CFP®
Dec 4, 2024


Purpose Over Portfolio: How to Save for Your Child with Your Values in Mind
Start saving for your child by focusing on your values: Purpose first, then Plan, then Portfolio.

Jonathan Harner, CFP®
Nov 21, 2024


Why We Don't Charge by the Hour (And Why It Matters to You)
The real question isn't the fee—it's the value you receive. Quality advice and a trusted advisor can add up to 3% in net returns.

Jonathan Harner, CFP®
Nov 12, 2024


Our Investing Principles
Our 7 investing principles that focus on objective planning, long-term success, and expecting volatility without the usual boring jargon.

Jonathan Harner, CFP®
Oct 29, 2024


Pennies into Power: Mastering Small Business Finances
As a small business ourselves, one of our specialties at Wichita Wealth is helping small business owners navigate these complexities.

Jonathan Harner, CFP®
Jul 31, 2024


Retired Professionals: Make These Years Your Best Years
How to make your golden years more enjoyable with our approach to wealth management.

Jonathan Harner, CFP®
Jul 30, 2024
Let’s Make Smart Decisions, Together.
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