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What happens if one spouse needs long term care and the other still has decades of retirement ahead? Here’s what Wichita couples should consider about Medicare, care costs, insurance, family help, and protecting the spouse who remains at home.

If you retired this year and your Medicare premium looks wrong, IRMAA may be the reason. Medicare often uses income from 2 years ago, but retirees with a major income drop may be able to ask Social Security to look again.